For crypto brokers & OTC desks

Client fiat at a PSP. Digital assets at a custodian. Month-end is the join you do by hand.

Most brokers run two ledgers that were never designed to talk to each other — a fiat rail and a crypto custodian — and reconcile them manually every close. Modality puts both in one account structure, on one record.
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The problem

Two ledgers, one auditor, zero patience

Client fiat sits at a PSP. Client BTC/ETH/SOL/XRP sits at a custodian. Neither system knows the other exists. Every reconciliation is a manual join — export one CSV, export the other, match by hand, hope nothing moved in between.

What changes on Modality

01

One account structure

Client fiat and BTC, ETH, SOL, XRP sit on the same record. Not a custody export joined to a bank CSV — one history, one export.

02

Fiat legs, your brand

Offer TRY, AED, ZAR, ILS and 31 other currencies as real balances to your clients, under your own brand, without opening a banking relationship in each.

03

Convert between any of them

RLUSD, USDC, USDT alongside 35 fiat currencies and four digital assets — convert between any pair, quoted before you commit.

04

The audit trail your auditor asks for first

One record across fiat and digital assets means one statement, one reconciliation, and no manual join at month-end.

Settlement assets

What actually moves
Stablecoins
RLUSDUSDCUSDT
Other assets
BTCETHSOLXRP
Name a pair your current setup can't do.

Genuinely — try. If we can't, we'll tell you on the call instead of in month three.

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