For import & export

Invoice in your currency. Get paid in theirs. See the rate before you agree to it.

Cross-border trade runs on a rate nobody discloses until the money has already moved. Modality quotes it first.

The problem

You agree to a price before you know the real exchange rate

A buyer pays in their currency, a bank converts it on the way to you, and you find out the effective rate after the fact — on a rate a correspondent bank set, not one you saw or agreed to.

What changes on Modality

01

Collect in buyer's currency, hold in yours

Take payment in the currency your counterparty already has, convert on your terms, or hold the balance as-is.

02

No pre-funding

You're not tying up capital in a currency you're only holding until the invoice clears.

03

Reference travels with the payment

Invoice matching doesn't require a separate reconciliation step — the reference stays attached end to end.

04

Settlement doesn't wait for a bank to open

Move value on your schedule, not on the banking hours of whichever jurisdiction sits in the middle of the route.

Show us your invoice cycle.

Tell us the currencies and the corridor — we'll tell you honestly what changes and what doesn't.

Get a demo